Jeff Cook Real Estate
The Official Providers of South Carolina State Housing Palmetto Heroes Program


2018 Palmetto Heroes Program is Comming Soon!

SC Housing is pleased to introduce the Heroes selected for the 2018 Palmetto Heroes program. Palmetto Heroes are Correctional Officers, EMTs, Firefighters, Paramedics, Law Enforcement Officers, Nurses, Teachers, Veterans, and more. If you are unsure if you qualify, submit your email below for more info on other SC Down Payment Assistance Programs.

If you serve the state of South Carolina day in & day out, you deserve the benefits of this program! The Palmetto Heroes Program is temporary so get Conditionally Approved Today to reserve your funds before they run out!. Borrowers must have a fully executed sales contract for the purchase of a home prior to locking the interest rate. NOTE: Forgivable down payment assistance may be available. Restrictions will apply.

The 2018 Palmetto Heroes Program offers between $3,000-$5,000 in down payment assistance and a competitive interest rate  specifically for SC home buyers working in a Palmetto Hero job role. More information coming soon! 

Eligible Palmetto Heroes home buyers can get a fixed interest rate on a mortgage as well as down payment assistance between $3,000-$5,000.

Official Providers of South Carolina State Housing Palmetto Heroes Program:

Official Realtor:  Jeff Cook Real Estate Tel: 843-225-2002


Borrowers must be employed in SC and meet SC Housing’s First-Time Homebuyer requirements and underwriting guidelines.

 Law Enforcement Officers – Borrower must be employed full-time as a state or local law enforcement officer (as defined by the SC Law Enforcement Training Act) and must be certified by the Law Enforcement Training Council as of the date of the loan application.
Fire Fighters, EMTs and Paramedics – Borrower must be employed full-time as a fire fighter, emergency medical technician (EMT) or paramedic (or be a volunteer firefighter) with a state or local government agency. EMTs and paramedics may be employed by a company contracted by a state or local government agency to provide emergency medical services.
Teachers – Borrower must be employed as a full-time classroom teacher (or have a contract to begin teaching) and must have a South Carolina Teacher Certification. Teachers with new contracts must be scheduled to receive their first paycheck within 60 days of loan closing.
Nurses – Borrower must be a registered nurse (RN), licensed practical nurse (LPN), or advanced practice registered nurse (APRN) and be licensed with the SC Board of Nursing. Borrower must be employed full-time in a hospital, doctor’s office, school or other medical facility.
Certified Nurse Aides (CNA) – Borrower must have a Nurse Aide Certification and be listed on the SC Nurse Aide Registry. Borrower must be employed full-time in a hospital, doctor’s office, school or other medical facility. Search the SC Nurse Aide Registry at:
Veterans – Borrower must have served on active duty in the U.S. Armed Forces (other than active duty for training) and received a discharge other than dishonorable within the past 25 years. NOTE: Eligible veterans must not have an ownership interest in a principal residence at the time of loan closing.

Additional Requirements:

Household income (for 1-2 persons) must be less than:

Information for Charleston, Greenville, and Columbia counties coming soon!

Household income (for 3 or more persons) must be less than:

Information for Charleston, Greenville, and Columbia counties coming soon!





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