One of the first steps in the home buying process is to consult with a mortgage lender about your financing options.
When you know what you can afford, you can focus your home search and make your move more quickly when you find the property you want.
Fill out the form below to begin the process, or read on to find out more about our preferred lender.
Whether this is your first time buying a home or if you've been through the buying process before, it can be a challenge knowing where to start. No matter your situation, though, getting pre-qualified & pre-approved for a home loan is a great first step.
Here are some of the home loan types that we can help you with:
Conventional mortgage loans are also known as conforming loans, because they must conform to the guidelines set by the Federal National Mortgage Association (Fannie Mae) and/or the Federal Home Loan Mortgage Corporation (Freddie Mac).
FHA loans are insured by the Federal Housing Administration (FHA) and are a popular choice (especially for first-time homebuyers).
VA loans are guaranteed by the U.S. Department of Veterans Affairs (VA) and are only available to those who qualify. VA loans are typically 100% financing & no money down.
USDA mortgage loans provide a low-cost insured home mortgage loan that allows you to refinance your current USDA loan into a new USDA loan with a lower rate and no money down.
Jumbo loans are designed for home mortgages that are over a designated amount. This is intended for loan amounts that exceed the limit imposed by Fannie Mae and Freddie Mac and varies by county.
A new construction loan is used for a mortgage which helps you fund land and construction fees. From acquiring a home site through the construction phase, a new construction loan will help you finance your dream home.
This is used when a client is looking to sell their current home while looking to purchase a new home.
InterLinc Mortgage Services, LLC. NMLS ID: 205696. South Carolina - BFI Mortgage Lender / Servicer License ID #MLS – 205696. Tennessee Mortgage License ID #114460. InterLinc is an Equal Housing Lender. DISCLAIMER: This is not a commitment to lend. Credit and collateral are subject to approval. Other restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. www.nmlsconsumeraccess.org. 33 Market Point Drive | Suite 2072 | Greenville, South Carolina 29607| Branch NMLS# 2054485