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Jeff Cook Real Estate

Official Providers of the South Carolina Palmetto Heroes Program

Palmetto Heroes are Correctional Officers, EMTs, Firefighters, Paramedics, Law Enforcement Officers, Nurses, Teachers, Veterans, and more. If you are unsure if you qualify, submit your email below for more info on other SC Down Payment Assistance Programs.

If you serve the state of South Carolina day-in & day-out, you deserve the benefits of this program! The Palmetto Heroes Program is temporary, so get Conditionally Approved today to reserve your funds before they run out! Borrowers must have a fully executed sales contract for the purchase of a home prior to locking the interest rate. NOTE: Forgivable down payment assistance may be available. Restrictions will apply.

The 2018 Palmetto Heroes Program offers of $6,000 in down payment assistance and a 4.0% interest rate for 30 years, specifically for SC home buyers working in a Palmetto Hero job role. More information coming soon!

Eligible Palmetto Heroes home buyers can get a 4.0% interest rate for 30 years on a mortgage as well as down payment assistance of $6,000.

Borrowers must be employed in SC and meet SC Housing’s First-Time Homebuyer requirements and underwriting guidelines.

Law Enforcement Officers – Borrower must be employed full-time as a state or local law enforcement officer (as defined by the SC Law Enforcement Training Act) and must be certified by the Law Enforcement Training Council as of the date of the loan application.

Fire Fighters, EMTs and Paramedics – Borrower must be employed full-time as a fire fighter, emergency medical technician (EMT) or paramedic (or be a volunteer firefighter) with a state or local government agency. EMTs and paramedics may be employed by a company contracted by a state or local government agency to provide emergency medical services.

Teachers – Borrower must be employed as a full-time classroom teacher (or have a contract to begin teaching) and must have a South Carolina Teacher Certification. Teachers with new contracts must be scheduled to receive their first paycheck within 60 days of loan closing.

Nurses – Borrower must be a registered nurse (RN), licensed practical nurse (LPN), or advanced practice registered nurse (APRN) and be licensed with the SC Board of Nursing. Borrower must be employed full-time in a hospital, doctor’s office, school or other medical facility.

Certified Nurse Aides (CNA) – Borrower must have a Nurse Aide Certification and be listed on the SC Nurse Aide Registry. Borrower must be employed full-time in a hospital, doctor’s office, school or other medical facility. Search the SC Nurse Aide Registry at: asisvcs.com

Veterans – Borrower must have served on active duty in the U.S. Armed Forces (other than active duty for training) and received a discharge other than dishonorable within the past 25 years. NOTE: Eligible veterans must not have an ownership interest in a principal residence at the time of loan closing.